02 5562 6260

Ballina Office

[email protected]

07 5230 4198

Gold Coast Office

[email protected]

Wealth Creation and retirement solutions

What We Do

We commit to working in partnership with you and by sharing our experience and expertise, we can walk with you through all aspects of your financial life.

More Services

Wealth Creation

Investment Properties
Share Portfolios
Managed Funds
Gearing – Margin Lending

Debt Management

Debt Consolidation
Deductible versus Non-Deductible Debt
Debt Recycling

Superannuation

Super Consolidation
Salary Sacrifice
Contributions

Retirement Planning

Income Streams
Tax Strategies
Investment

Protection For You and Your Family

Emergency Funds
Death, Injury and/or Accident, Trauma
Income

Centrelink

Age Pension
Assets/Income Tests

Taxation

Income Tax
Small Business CGT Concessions
Tax Effective Investments

Estate Planning

Wills
Beneficiaries
Power of Attorney

Find Out More About Our Services

Click Here for Our Services
Essential Wealth Planning

Essential Wealth and Retirement

At Essential Wealth and Retirement, we recognise that everyone’s situations and goals are unique, which is why we personally tailor your financial solutions to your circumstances. We believe that financial advice should not be complicated, therefore we provide simple, clear and straightforward advice in partnership with our clients. Not only do we make use of our experience and expertise in current financial climates, we are future focused, in order to assist you to build your financial security for decades to come.

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What Our Clients say

When we met up with you we weren’t sure you would be able to improve our position. We were happy to find out that we were able to make some easy adjustments and we now have our debt levels under control, as well as a plan to insure me and my family.
Kylie
We can recommend Adam Vermillion without hesitation. It is so refreshing to get clear and detailed advice that is individualised to our specific circumstances and desires. Adam considers the ‘bigger picture’ of a person rather than going for the predictable ‘hard sell’ that we have had before. He took the time to listen and understand our specific needs before suggesting appropriate action
Peter and SueApproaching Retirement
Thanks for helping set up our future. You have helped us set up my Transition to Retirement pension and we can see how much our balance has grown. You always have the answers to every question that we ask you and we appreciate the regular updates you give us.
Steve and Florence
Just writing to say that in the time we have been working together your service has been outstanding. Your follow up and level of responsiveness is greatly appreciated. You have taken the time to understand how I think and you always have my best interest at the forefront of our conversations. I have already acted on some of your recommendations and am already seeing the benefit of those.
Richard
We have found Adam to be extremely friendly and trustworthy in his advice given to us, so much so that we also introduced our children to his services. Over the years we have received immense help in relation to financial planning, investments, pensions, mortgages, private health insurance etc. Nothing it seems is too much trouble for Adam at our time of need.”
Andrew and ClaireApproaching retirement
We are extremely happy with what you do Brent and your service is great. We are confident with you and what you do for us. You make us feel secure about our future.
Ian and sue
Brent is helping us manage our finances leading up to retirement. Brent knows what he is doing and we trust him. He is always available when we need to talk to him.
Steve and Narelle
You have given us excellent pre-retirement advice. You always say that you are ‘here to help’ and you do that. You have a relaxed attitude which makes us more comfortable talking about our finances to you. We wouldn’t be in the position we are today without your help and guidance. You always ask about our family and we now consider you not just our adviser but also our friend.
Greg and Lorraine
You make our finances simple for us. We like seeing the progress you have helped us with over many years. You are honest, always on time and are flexible with the times that you can see us.
Dave and Kathy
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ballina office:

02 5562 6260

GOLD COAST OFFICE:

07 5230 4198