Our Story

Essential Wealth and Retirement is a professional fee for service financial planning business. We strive to simplify your financial options to ensure that you, as a client, feel comfortable about your present and your future. We do not believe in the concept of “getting rich quick”, although this would be nice, rather we recognise that getting the most out of your finances takes time and, in order to achieve the best results whilst appropriately minimising risk, involves a range of structures and strategies tailored to your individual circumstances and requirements.

We commit to working in partnership with you, and by sharing our experience and expertise, we can walk with you through all aspects of your financial life. Whether you have just started to think about building your wealth; looking to provide financial security for you and your family; beginning to plan for your retirement or endeavouring to protect your retirement lifestyle, we can assist you. At Essential Wealth and Retirement, we recognise that everyone’s situations and goals are unique, which is why we personally tailor your financial solutions to your circumstances. We believe that financial advice should not be complicated, therefore we provide simple, clear and straightforward advice in partnership with our clients. Not only do we make use of our experience and expertise in current financial climates, we are future focused, in order to assist you to build your financial security for decades to come.

Our Team

Colby Atkinson

Financial Adviser

Colby has over 6 years of experience and holds a Bachelor of Commerce (Financial Planning and Accounting) as well as qualifications in Mortgage Broking. Colby has worked with clients from many different cultural backgrounds, which has shaped his expertise in holistic advice.

Josh Bareham

Financial Adviser

Josh has worked in financial planning industry for more than six years, with a history of specialised advice for medical professionals. Originally hailing from the Sunshine Coast, he completed his Bachelor of Commerce, majoring in Financial Planning and Accounting, at the University of the Sunshine Coast.

Jedda Blake

Client Services Officer

Jedda is currently studying a Bachelor of Applied Financial Advice with Griffith University and has worked in the finance industry since 2011 within the insurance sector before starting in financial advice.

Ben Budge

Director & Senior Financial Adviser

Ben is passionate about helping his clients achieve their financial goals. Always going above and beyond, he uses his knowledge of real world business, combined with his financial expertise, to enable his clients to reach their financial milestones and enjoy a secure financial future.

Guy Freeman


Guy has 20 years of experience in all facets of holistic financial advice and is passionate about providing practical guidance. Guy has founded several of his own financial services businesses. Diploma of Financial Planning, Advanced Diploma in Financial Planning, Self Managed Super Fund accreditation.

Andrew McLauchlan

Director & Senior Financial Adviser

With experience in financial services since 1996, Andrew McLauchlan is an expert in tailored strategic solutions.